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Union Cash Advance Loans FAQ’s

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Q. What is a cash advance loan?  
A.  A cash advance loan, also known as a payday loan, is a short term loan used to cover financial shortfalls until the next payday.

Q.  How easy is it to get a cash advance loan?
A.  It is easy to get a cash advance with Union Cash Loan. Complete our easy, online application and get approved within minutes. Once your application has been verified and approved, your money will be electronically deposited into your active checking or savings account.

Q. How soon can I get my money?
A. Once your cash advance has been approved, money will be transferred to your account electronically in less than 24 hours.

Q. How do I qualify for a cash advance?
A. Meet our basic requirements and you are on your way to getting pre-qualified for a cash advance:

  • 18 years of age and a   US Citizen
  • Currently employed and make at least $1200 per month
  • Active checking account with direct deposit

Q.  How soon do I have to pay back my loan?
A. You cash advance is due on your next payday. This is typically within seven to eighteen days of your loan origination date.

Q. Can I have more than one cash advance at a time?
A. No, at this time, you may only have one cash advance with Union Cash Loan.

Q. How do I repay my cash advance?
A. We withdraw the loan amount plus a fee directly from your checking account on your next payday.

Q.  Is my information secure?
A.  We take your security very seriously. We use a variety of security methods to maintain your privacy. All sensitive information is transmitted via 128 bit Secure Socket Layer (SSL) encryption technology.

Q.  Can I still apply for a payday loan if I have declared bankruptcy?
A.  You may still qualify for a loan if you have declared bankruptcy.

Q.  Can I repay my cash advance early?
A.  You can pay off your loan early without any penalty.

Q.  How much money can I get with my cash advance?
A.  The amount of your cash advance is dependent on your income level and other information you provide on your application.

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Steps to applying for a Cash Loan

Step 1:

Complete our easy, online application. It takes just minutes to complete. We don’t require any faxing and we do not conduct credit checks.

Step 2: 

Get approved for a payday loan. Once you application information has been verified, you will be approved for a payday loan. The amount will be based on your income and additional information you provide on your application.

Step 3: 

Your money is electronically deposited into your active checking or savings account.  Your payday loan will be due on your next payday. Your loan and finance fee will be automatically withdrawn from your checking or savings account, per the terms of your agreement.